Traveling abroad is a life-changing opportunity, but for many Nigerians, the high cost of flights, accommodation, visas, and processing fees can be a huge barrier. Thankfully, “Travel Now Pay Later” (TNPL) agencies in Nigeria offer a practical solution—helping people relocate, go on vacation, or explore international jobs while spreading the cost of travel over time.
This 2025 guide explores 6 reputable Travel Now Pay Later agencies and platforms that offer pay-later options for flights, visa sponsorships, and travel packages.
Disclaimer: This article is for informational purposes only. We do not operate a visa or travel agency. Readers are advised to independently verify all agencies before making payments.
Top Travel Now, Pay Later Agencies in Nigeria
1. Methist Travels Limited – Relocation with Job Sponsorship (Canada & Australia)
Methist Travels offers visa-sponsored relocation packages to Canada and Australia, with flexible repayment plans. This option is ideal for skilled and unskilled Nigerians looking to work abroad while paying for the package in installments.
Destinations: Canada 🇨🇦, Australia 🇦🇺
Package Includes:
- Job offer (skilled/unskilled)
- Visa processing
- Accommodation
(Note: Flight not included)
Repayment Plan:
- Canada: ₦3.5M (Single), ₦5M (Family)
- Australia: ₦5M (Single), ₦7M (Family)
- Repay over 9 months after arrival
Processing Time: 6 months
Required Documents:
- International Passport
- Educational Certificates
- Passport Photographs
- Local Government ID
- Marriage Certificate (for families)
Email: methisttravels@gmail.com
Phone: 08065167047
Address: Suite 17, Power Plaza, Ikeja, Lagos
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2. Wakanow – Book Flights Now, Pay Later
Wakanow, one of Nigeria’s biggest travel booking platforms, offers flight installment plans via its “Pay Small Small” option. Travelers can book tickets with a 25% deposit and spread the balance over a few weeks or months.
Features:
- Pay in flexible installments
- Book international & local flights
- Transparent fees and terms
How It Works:
- Choose a flight via Wakanow.com
- Select “Pay Small Small” option
- Make deposit (as low as 25%)
- Balance must be cleared before departure
Email: customercare@wakanow.com
Phone: 0700-WAKANOW
3. Visa Sponsorship Travel Agency – Direct Offers (Limited Info)
This option is commonly advertised on Facebook, Instagram, and WhatsApp by travel consultants offering visa sponsorships with payback agreements. While some are legitimate, many lack official websites or physical addresses.
Important Note:
- Due to high fraud risk, verify all documents
- Ask for official contracts, references, and receipts
- Avoid upfront payments without due diligence
Use this route only with extreme caution.
4. Kero Global Lendas Ltd – “Fly Now, Bill Me Later” Loans
Kero Global Lendas offers a unique “Fly Now, Pay Later” loan tailored for Nigerians planning international trips. The agency partners with financial institutions to fund travel costs, which are paid back monthly.
Services Covered:
- Flight tickets
- Hotel bookings
- Visa assistance
Repayment:
- Up to 6 months repayment
- Monthly deductions via bank or salary
Email: info@keroglobal.com
Website: keroglobal.com
Address: 8 Isaac John Street, GRA Ikeja, Lagos
READ MORE: List of Airlines in Nigeria: Their Owners and Official Websites
5. Buy Flights with CredPal – Book Now, Pay Later (Fintech Option)
CredPal, a Nigerian BNPL (Buy Now, Pay Later) fintech company, allows users to spread the cost of flight bookings over several months. It partners with top travel agencies and allows easy signup.
Benefits:
- No collateral required
- Fast approval (within 24–48 hours)
- Monthly repayment via app
How to Use:
- Sign up on the CredPal app
- Request credit limit
- Use limit to pay for flight on partner platforms
- Repay over 1–6 months
Download: CredPal App
Email: hello@credpal.com
Address: 4A Akin Olugbade St, Victoria Island, Lagos
6. FCMB & 247Travels – Bank-Backed Travel Loans
FCMB in partnership with 247Travels provides eligible account holders with loan-backed travel booking. You can access loans to cover flight tickets, hotel reservations, and visa processing.
How It Works:
- Apply for FCMB travel loan
- Get approval & disbursement
- Book flights via 247Travels
Eligibility:
- Must be an FCMB customer
- Valid means of ID and credit score check
- Repayment deducted from salary/income
Visit: fcmb.com or 247travels.com
What You Should Know Before Using “Travel Now, Pay Later” Services
- Always verify agency credentials before making any payment.
- Check for reviews, testimonials, or licenses where applicable.
- Read the repayment terms carefully—some include high interest.
- Never share sensitive information with unverified agents online.
- Confirm if flight costs, visa fees, and accommodation are fully covered or partial.
Final Thoughts
The rise of “Travel Now, Pay Later” agencies in Nigeria is giving more people the ability to explore new countries, pursue job offers abroad, or vacation without immediate financial pressure. Whether you’re relocating or just exploring, installment-based travel plans could be the opportunity you’ve been waiting for.
Ready to take the leap? Do your research, ask the right questions, and pick the agency that aligns with your goals and budget.
